Data Scientist / Senior Data Scientist – Credit Risk & Fraud Analytics

Company Description Ready to make a difference? Experian has evolved into a global tech company and specializes in data and analytics. We’re passionate about unlocking the power of data to transform lives and create opportunities for consumers, businesses and society. We’re a member of the FTSE 30 and for more than 125 years we’ve helped economies and communities flourish – and we’re not done.

Job Description

Join Experian Italy’s fast-growing Data Science team, where innovation meets real‑world impact. We’re looking for an experienced Data Scientist or Senior Data Scientist to develop and deliver analytical solutions that empower smarter decisions, especially in the financial services sector.

Responsibilities

• Design, develop, test and deploy machine learning models for credit risk, fraud detection, and customer intelligence.
• Translate complex data into actionable insights and communicate findings to stakeholders.
• Collaborate with cross‑functional teams to shape tailored data science solutions.
• Participate in pre‑sales efforts by showcasing analytics capabilities and customizing solutions for client needs.
• For senior candidates: lead projects and mentor junior team members.

Qualifications

• 2+ years of data science experience in credit risk, fraud analytics, or marketing analytics.
• Strong background in machine learning, predictive modeling, and statistical analysis.
• Proficiency with Python, R, SAS, or SPSS.
• Experience with cloud‑based data platforms (Databricks, Cloudera, Snowflake).
• Proficiency in English (written and spoken).
• For senior candidates: ability to manage projects and lead teams.

Good to Have

• Knowledge or hands‑on experience with Generative AI concepts: LLMs, RAG, prompt engineering, and information retrieval.
• Familiarity with credit‑related topics (issuing, monitoring, bureau data) and regulatory analytics frameworks (Basel, IFRS 9).

Why Join Us?

• Work on impactful projects that shape the future of financial decision‑making.
• Be part of a collaborative, diverse team.
• Enjoy a flexible hybrid work environment.
• Great compensation package, bonus plan, and comprehensive benefits: health insurance, lunch vouchers, wellness perks, career development opportunities.

Experian is proud to be an Equal Opportunity and affirmative action employer. Innovation is a critical part of Experian’s DNA and practices, and our diverse workforce drives our success. Everyone can succeed at Experian and bring their whole self to work, irrespective of gender, ethnicity, religion, colour, sexuality, physical ability or age. If you have a disability or special need that requires accommodation, please let us know at the earliest opportunity.

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