SENIOR CREDIT RISK ANALYST

SENIOR CREDIT RISK ANALYST

The Credit Risk Analyst will play a key role in evaluating credit risk requests for leasing/loan by customers/dealers/vendors and you will directly report to the Credit Risk Officer.

Main responsibilities:

• Perform credit evaluation and risk analysis based on verification of reliability of information, analysis and spreading of financial statements/economic figures, assessment of customer's creditworthiness and its ability to repay loan, calculation of obligor rating, analysis of transaction’s structure and asset and of possible guarantees / guarantors.
• Prepare detailed credit report in English and recommendation based on credit risk analysis to be submitted to the relevant decision‑making bodies.
• Collaborate with operations and business lines teams, their dealers/vendors in an international context.
• Contribute to the development of credit policies and local credit risk management rules.
• Collaborate with collection department in the monitoring of delinquency customers.

Requirements:

• Bachelor’s degree in Economic / Finance or a related field.
• At least 5 years of experience as credit risk analyst in the leasing/bank industry or in similar role with demonstrate experience at reading and analyzing independently corporate financial statements and associated risk assessment.
• Good level of written and spoken English is mandatory.
• Knowledge of key credit risk management systems and processes.
• Good knowledge of MS Excel.
• Ability to multitask and appropriately prioritize workload.
• Adherence to processes, focus on details, strong analytical skills.
• Proactive, dynamic with ability to build positive relationships within the team.

Workplace

Milan.